The question is not specific to which type of transaction has failed so I would keep the answer confined to adding money to your Paytm Wallet. I also want to add that at that time, my bank account was my primary payment and not my credit cards, but I find it weird that it needed me to confirm them if my bank account was my primary. John Admin August 10, 2018 13:14. Sometimes a transaction may trigger your bank’s security and anti-fraud system to reject it. Payment Failed due to a Bank Failure. PayTM (One97 Communications) has introduced their own Payments Bank, approved by Reserve Bank of India. You will need to contact your bank or credit card issuer to have this problem resolved. Tap on 'Send Money to Bank' Enter your Paytm Payments Bank account details and the amount you want to transfer and click on 'Proceed' Please note that the amount has to be between ₹20 and ₹25000. 501 Your Payment has declined by your bank TXN_FAILURE 504 Transaction could not be completed on this merchant. On clicking Confirm your transfer will be successful. With this PayTM Payments bank, you can create a savings or current bank account, get your debit card, withdraw money from atm, send to and receive money from other banks and do internet banking and other banking services easily. Your card has been declined. If you've received this message it means that unfortunately, your card was declined by our payment processor due to security concerns. Declines for security concerns are typically based on two main reasons: There has been known to be cases of fraud in the … Please try after some time. Declined by bank or card issuer. Your payment has been declined by your bank. Your bank has to approve the transaction request in order for your purchase to be completed. My payment has been declined - what can I do? Account Details used for Payment do not match with the Account Details registered. The next time you receive a notification from the bank saying money has been deducted, but the amount doesn’t reflect in your Paytm account, don’t worry. Ask merchant to contact our helpdesk team TXN_FAILURE 506 Payment acceptance on this merchant is not available currently. Please try a different payment method. Please retry payment or edit your bank account details to complete the payment. Transaction goes in pending when we don’t receive the final confirmation from your bank or payment gateway. Your money is absolutely safe in the banking system. TXN_FAILURE 509 SBI debit card block or problem. Follow. "Your payment has been declined by your bank". Refund is initiated: DE_116: QUEUED: Your order is queued due to low balance in subwallet. Your order has been cancelled: DE_113: QUEUED: Your order is queued for next retry: DE_114: QUEUED: Your order is cancelled. There may be multiple reasons for a transaction to fail on Paytm. Ask merchant to contact our helpdesk team. 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